<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	xmlns:georss="http://www.georss.org/georss" xmlns:geo="http://www.w3.org/2003/01/geo/wgs84_pos#" xmlns:media="http://search.yahoo.com/mrss/"
	>

<channel>
	<title>The LowCountry&#039;s Legal Blog</title>
	<atom:link href="http://fuenteslaw.wordpress.com/feed/" rel="self" type="application/rss+xml" />
	<link>http://fuenteslaw.wordpress.com</link>
	<description>Jose Fuentes, Esq.</description>
	<lastBuildDate>Thu, 21 Jun 2012 19:41:43 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.com/</generator>
<cloud domain='fuenteslaw.wordpress.com' port='80' path='/?rsscloud=notify' registerProcedure='' protocol='http-post' />
<image>
		<url>http://s2.wp.com/i/buttonw-com.png</url>
		<title>The LowCountry&#039;s Legal Blog</title>
		<link>http://fuenteslaw.wordpress.com</link>
	</image>
	<atom:link rel="search" type="application/opensearchdescription+xml" href="http://fuenteslaw.wordpress.com/osd.xml" title="The LowCountry&#039;s Legal Blog" />
	<atom:link rel='hub' href='http://fuenteslaw.wordpress.com/?pushpress=hub'/>
		<item>
		<title>Protecting Yourself and Your Business</title>
		<link>http://fuenteslaw.wordpress.com/2012/06/21/protecting-yourself-and-your-business/</link>
		<comments>http://fuenteslaw.wordpress.com/2012/06/21/protecting-yourself-and-your-business/#comments</comments>
		<pubDate>Thu, 21 Jun 2012 19:41:42 +0000</pubDate>
		<dc:creator>Jose Fuentes - Jenkins &#38; Esquivel, P.A.</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://fuenteslaw.wordpress.com/?p=85</guid>
		<description><![CDATA[In the past we have discussed the legal remedies for non-payment of money owed. Debt collection can be tricky and it becomes even more difficult when the client does not have the proper documentation. I have seen too many people &#8230; <a href="http://fuenteslaw.wordpress.com/2012/06/21/protecting-yourself-and-your-business/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fuenteslaw.wordpress.com&#038;blog=19310068&#038;post=85&#038;subd=fuenteslaw&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
				<content:encoded><![CDATA[<p>In the past we have discussed the legal remedies for non-payment of money owed. Debt collection can be tricky and it becomes even more difficult when the client does not have the proper documentation. I have seen too many people lose money because they have no way to prove that the money is owed. In Simple terms, you should always have written and signed proof that you paid or received money.</p>
<p><strong>It is much easier to prevent problems by having clear and written documentation to establish an exchange of money or promises of services or goods. </strong>Forms and documents can help greatly reduce the risk involved in conducting business. Below are a few basic things to consider when entering into a business relationship:</p>
<ol>
<li>Estimates should be as detailed as possible. You should include a description of the job, the specific materials that you plan to use and a break down of the cost in terms of labor, parts, etc. Other possible details include: terms of payment, completion date, a list of certifications and insurance information.</li>
<li>Invoices should be numbered and include a description of the work performed so that multiple invoices can be distinguished.</li>
<li>If you have a contract, anything not mentioned in the contract will likely not be considered. If you wish to amend a written agreement, make sure you have it in writing. The person that you are trying to enforce the contract against must sign the contract. A contract must list the parties, a description of the services and a price.</li>
<li>A receipt should say “paid in full” or final payment” if the entire amount owed is being paid off.  If you cash a check that says “payment in full” you are admitting that the balance is paid off.</li>
<li>If you are building or designing something, it is a good idea to have the client sign the design proof before you begin fabrication.</li>
<li>Employee handbooks are a great way to hold your employees accountable and to set out safety procedures, but be careful not to obligate your company to future unwanted commitments.</li>
</ol>
<p>These are a few ways in which you can improve your business dealing to help protect yourself. If you wish to discuss these matters in more detail, or you would like help developing forms for your business, our firm offers business consultations to help develop create personal business forms.</p>
<p>Disclaimer: This article was written for informational purposes only. It is not a substitute for, nor does it constitute, legal advice. Only an attorney who knows the specific details of your particular situation can provide legal advice. The goal here is to give you a basic roadmap to the legal issues you may confront and should be aware of.</p>
<br />  <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gocomments/fuenteslaw.wordpress.com/85/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/comments/fuenteslaw.wordpress.com/85/" /></a> <img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fuenteslaw.wordpress.com&#038;blog=19310068&#038;post=85&#038;subd=fuenteslaw&#038;ref=&#038;feed=1" width="1" height="1" />]]></content:encoded>
			<wfw:commentRss>http://fuenteslaw.wordpress.com/2012/06/21/protecting-yourself-and-your-business/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/4ce1492c3a0833373fd55b940b794a2b?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">fuenteslaw</media:title>
		</media:content>
	</item>
		<item>
		<title>How Should Bicyclists And Motorist Share The Road?</title>
		<link>http://fuenteslaw.wordpress.com/2012/06/21/how-should-bicyclists-and-motorist-share-the-road/</link>
		<comments>http://fuenteslaw.wordpress.com/2012/06/21/how-should-bicyclists-and-motorist-share-the-road/#comments</comments>
		<pubDate>Thu, 21 Jun 2012 19:40:14 +0000</pubDate>
		<dc:creator>Jose Fuentes - Jenkins &#38; Esquivel, P.A.</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://fuenteslaw.wordpress.com/?p=83</guid>
		<description><![CDATA[There seems to be a lot of confusion between motorists and bicyclists alike as to the use of roadways by people on bicycles. In simplest terms, a person riding a bicycle is permitted to ride on the road, regardless of &#8230; <a href="http://fuenteslaw.wordpress.com/2012/06/21/how-should-bicyclists-and-motorist-share-the-road/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fuenteslaw.wordpress.com&#038;blog=19310068&#038;post=83&#038;subd=fuenteslaw&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
				<content:encoded><![CDATA[<p>There seems to be a lot of confusion between motorists and bicyclists alike as to the use of roadways by people on bicycles. In simplest terms, a person riding a bicycle is permitted to ride on the road, regardless of whether there is a separate path adjacent to the road, and motorists have a duty to maintain a safe operating distance between their vehicle and a bicycle. Title 56 of the South Carolina Code of Laws governs motor vehicles and use of bicycles on roadways. In this article I will discuss the laws applicable to sharing the road between these groups in an effort to create safer roads for everyone.</p>
<p><strong>Duties Imposed on Motorists</strong></p>
<p>§56-5-3435 of the SC Code provides that:</p>
<p>“A driver of a motor vehicle must at all times maintain a safeoperating distance between the motor vehicle and a bicycle.”</p>
<p>The specific distance is not defined, but it is clear that the motorist has a legal duty to give sufficient space when passing a cyclist. Many states have a minimum 3-foot passing distance specified by law.  This gives you an idea of the space that should be given when a motorist passes a bicyclist, but ultimately a driver must make a decision about how much space is safe given the circumstances.</p>
<p>My experience is not that people do not know how much room is safe, but rather that some motorist simply do not wish to share the road with bicycles. This leads some motorist to get dangerously close to a person riding a bike, maybe to scare them or to yell at them to get off the road. I even had one motorist block an entire lane of traffic in order to “force me off the road where bikes belong.” This type of action is not only extremely dangerous, but also illegal. §56-5-3445 makes it a misdemeanor to  “harass, taunt, or maliciously throw an object at or in the direction of any person riding a bicycle.” Violating  §56-5-3445 comes with a minimum fine of $250 and/or 30 days in jail.</p>
<p><strong>How Should Cyclist Ride?</strong></p>
<p>A person riding a bicycle on a roadway in South Carolina has all of the rights and is subject to all of the duties imposed on drivers, including obeying all traffic lights and signs. (§56-5-3420). Bicyclist should stay to the right side of the road and not ride more than two abreast. (§56-5-3430) They are not required to ride on the shoulder, but whenever practicable the shoulder is the preferred and safest place to ride. Bicyclist must signal turns, use lights and reflectors when riding at night, and have a bike equipped with brakes (§56-5-3470 §56-5-3480, §56-5-3490).  A bicycle should not be used to carry more persons at one time than the number for which it is designed and it is illegal for a person riding a bicycle to cling or hold on to a moving vehicle (§56-5-3440, §56-5-3450).</p>
<p><strong>Riding On The Road When Paths Are Available</strong></p>
<p>Hilton Head Island and Bluffton both have great path systems for people to move around and stay active. Hilton Head refers to their paths as multi-use or shared-use paths. They are great for running, walking, skating and people riding bikes at speeds below 10 mph. But the reality is that someone who is riding a performance oriented road bike is likely to be traveling at speeds of 17-25 mph, and sometimes in excess of 40 mph. This creates a very unsafe environment on shared use paths.</p>
<p>Picture a family of 4 riding beach cruisers at 5 mph heading west bound on a path. Then, picture a group of cyclist heading eastbound going 20 mph on the same path. Further complicating matters, people using the paths face the constant obstacle of road crossings, which usually require the cyclist to stop. Many of the local bike related incidents occur at these road crossings where paths cross roadways, given that motorists are looking to merge into traffic and are not looking out for people on bicycles.</p>
<p>SC Code §56-5-3425 and §56-5-3430 outline a bike rider’s duty and rights pertaining to the use of paths and bike specific lanes. Under these sections a “bicycle lane” must be used by cyclist, unless it is only an adjacent recreational path not for preferential or exclusive use of bikes. Hilton Head has several examples of dedicated bike lanes and the town of Hilton Head distinguishes between paths and bike lanes. It lists 108 miles of paved shared use paths and only 6 miles of dedicated bike lanes (<a href="http://www.hiltonheadisland.org/biking/biking-on-hilton-head-island">http://www.hiltonheadisland.org/biking/biking-on-hilton-head-island</a>).  Likewise, the paths along the Bluffton Parkway are not mandatory for bicyclists. A good example of a mandatory bike lane in Bluffton is the marked off lane on Simmonsville Rd. (between 278 and Parkway).</p>
<p>Hopefully this information helps create a safer environment for motorists and bicyclists alike. Sharing the road is not an option it is obligatory. If bicyclist and motorist operate their respective vehicles in a reasonably prudent manner, we can share the road without accidents.</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<br />  <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gocomments/fuenteslaw.wordpress.com/83/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/comments/fuenteslaw.wordpress.com/83/" /></a> <img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fuenteslaw.wordpress.com&#038;blog=19310068&#038;post=83&#038;subd=fuenteslaw&#038;ref=&#038;feed=1" width="1" height="1" />]]></content:encoded>
			<wfw:commentRss>http://fuenteslaw.wordpress.com/2012/06/21/how-should-bicyclists-and-motorist-share-the-road/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/4ce1492c3a0833373fd55b940b794a2b?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">fuenteslaw</media:title>
		</media:content>
	</item>
		<item>
		<title>SB20</title>
		<link>http://fuenteslaw.wordpress.com/2012/02/22/sb20/</link>
		<comments>http://fuenteslaw.wordpress.com/2012/02/22/sb20/#comments</comments>
		<pubDate>Wed, 22 Feb 2012 14:37:57 +0000</pubDate>
		<dc:creator>Jose Fuentes - Jenkins &#38; Esquivel, P.A.</dc:creator>
				<category><![CDATA[Immigration]]></category>

		<guid isPermaLink="false">http://fuenteslaw.wordpress.com/?p=77</guid>
		<description><![CDATA[The State of South Carolina passed SB20 in June of 2011 which is a law with portions resembling the law anti immigration law which Arizona originally passed. A federal judge in December of 2011 heard arguments on the legality of &#8230; <a href="http://fuenteslaw.wordpress.com/2012/02/22/sb20/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fuenteslaw.wordpress.com&#038;blog=19310068&#038;post=77&#038;subd=fuenteslaw&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
				<content:encoded><![CDATA[<p>The State of South Carolina passed SB20 in June of 2011 which is a law with portions resembling the law anti immigration law which Arizona originally passed. A federal judge in December of 2011 heard arguments on the legality of this SB20 in federal court in Charleston. After these arguments the judge decided that certain parts of SB20 could not be imposed. The decision postpones the application of certain portions of the law. The reason is that the Supreme Court of the United States should decide the legality of the Arizona law in its next term. That decision will then be applied to the law of South Carolina.</p>
<p>Certain parts of SB20 are being enforced at this time. For example, the section requiring use of e-verify for new employees is in effect. The blocked parts include: the section giving authority to the police check documents simply on reasonable suspicion that a certain this person in the country without papers, also the section creating sanctions for transporting undocumented people.</p>
<p>As of January 1, 2012 people’s rights have not changed. Officers may not stop or arrest someone simply because of the color of their skin or the language that is being spoken.  The portions that are not being enforced are temporarily suspended and we hope to have a more permanent resolution by the end of the year.</p>
<p>&nbsp;</p>
<br />  <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gocomments/fuenteslaw.wordpress.com/77/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/comments/fuenteslaw.wordpress.com/77/" /></a> <img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fuenteslaw.wordpress.com&#038;blog=19310068&#038;post=77&#038;subd=fuenteslaw&#038;ref=&#038;feed=1" width="1" height="1" />]]></content:encoded>
			<wfw:commentRss>http://fuenteslaw.wordpress.com/2012/02/22/sb20/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/4ce1492c3a0833373fd55b940b794a2b?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">fuenteslaw</media:title>
		</media:content>
	</item>
		<item>
		<title>NEW DMV REQUIREMENTS SOUTH CAROLINA</title>
		<link>http://fuenteslaw.wordpress.com/2012/02/22/new-dmv-requirements-south-carolina/</link>
		<comments>http://fuenteslaw.wordpress.com/2012/02/22/new-dmv-requirements-south-carolina/#comments</comments>
		<pubDate>Wed, 22 Feb 2012 14:35:52 +0000</pubDate>
		<dc:creator>Jose Fuentes - Jenkins &#38; Esquivel, P.A.</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://fuenteslaw.wordpress.com/?p=73</guid>
		<description><![CDATA[January 1, 2012 marked a day that saw several changes in South Carolina law. Among those changes were the SC Department of Motor Vehicles requirements for obtaining a title and registering a vehicle in South Carolina. Section 56-19-24 of the &#8230; <a href="http://fuenteslaw.wordpress.com/2012/02/22/new-dmv-requirements-south-carolina/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fuenteslaw.wordpress.com&#038;blog=19310068&#038;post=73&#038;subd=fuenteslaw&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
				<content:encoded><![CDATA[<p>January 1, 2012 marked a day that saw several changes in South Carolina law. Among those changes were the SC Department of Motor Vehicles requirements for obtaining a title and registering a vehicle in South Carolina.</p>
<p>Section 56-19-24 of the South Carolina Code of Laws, which can be found at <a href="http://www.scstatehouse.gov/code/t56c019.php">http://www.scstatehouse.gov/code/t56c019.php</a>, regulates the application for a certificate of title for any vehicle registered in South Carolina. As of January 1, 2012, this Code section has been amended to require a South Carolina license or state issued id to obtain a vehicle registration.  A few exceptions are provided for out of state active military, students and temporary or part time residents.  The Code does provide a way in which a business can register a vehicle, but the business must provide a federal id number (FEIN) or social security number. In order to get a clear explanation of the requirements, the best thing to do is to contact the DMV or go to <a href="http://www.scdmvonline.com">http://www.scdmvonline.com</a>.</p>
<p>Keep in mind that these new requirements only apply to new vehicle registrations. Therefore, if you already have a vehicle registered and you think these new requirements could affect you it is important to keep your registration in good standing. This means you pay your car taxes, keep your car insured, and if you buy a new vehicle, then transfer your tags.</p>
<p>As a side note, some people have complained about increased property taxes. Property taxes for home and vehicles are assessed based on a millage rate based on the monetary needs. Local governments set these rates and use the money to support schools and other local government services. Jasper County for example raised their millage rate, so do not be surprised to see a rise in property taxes if you live in Jasper County.</p>
<p>&nbsp;</p>
<p>Disclaimer: This article was written for informational purposes only. It is not a substitute for, nor does it constitute, legal advice. Only an attorney who knows the specific details of your particular situation can provide legal advice. The goal here is to give you a basic roadmap to the legal issues you may confront and should be aware of.</p>
<br />  <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gocomments/fuenteslaw.wordpress.com/73/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/comments/fuenteslaw.wordpress.com/73/" /></a> <img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fuenteslaw.wordpress.com&#038;blog=19310068&#038;post=73&#038;subd=fuenteslaw&#038;ref=&#038;feed=1" width="1" height="1" />]]></content:encoded>
			<wfw:commentRss>http://fuenteslaw.wordpress.com/2012/02/22/new-dmv-requirements-south-carolina/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/4ce1492c3a0833373fd55b940b794a2b?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">fuenteslaw</media:title>
		</media:content>
	</item>
		<item>
		<title>Traffic Stop FAQ</title>
		<link>http://fuenteslaw.wordpress.com/2011/09/22/traffic-stop-faq/</link>
		<comments>http://fuenteslaw.wordpress.com/2011/09/22/traffic-stop-faq/#comments</comments>
		<pubDate>Thu, 22 Sep 2011 18:56:58 +0000</pubDate>
		<dc:creator>Jose Fuentes - Jenkins &#38; Esquivel, P.A.</dc:creator>
				<category><![CDATA[Criminal]]></category>
		<category><![CDATA[Traffic]]></category>

		<guid isPermaLink="false">http://fuenteslaw.wordpress.com/?p=66</guid>
		<description><![CDATA[First and foremost I must advise anyone who gets pulled over by a police officer to be respectful and mindful of the officer’s duty. We do not advise getting into a heated confrontation with a police officer on the side &#8230; <a href="http://fuenteslaw.wordpress.com/2011/09/22/traffic-stop-faq/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fuenteslaw.wordpress.com&#038;blog=19310068&#038;post=66&#038;subd=fuenteslaw&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
				<content:encoded><![CDATA[<p>First and foremost I must advise anyone who gets pulled over by a police officer to be respectful and mindful of the officer’s duty. We do not advise getting into a heated confrontation with a police officer on the side of the road.  You should be courteous to the officer, and remember that you can always fight the charges in court, but you are not going to win many battles on the side of the road. I have answered some commonly asked question below, but realize that this is general information and simply because you have a right to question something, does not make it the best choice.</p>
<p><strong>·         If I am stopped by the police are they required to tell me why they are stopping me?</strong></p>
<p>Yes, the  police officer should tell you why you are being pulled over. That does not mean that he cannot write you a ticket for a different offense if it is discovered after the stop.</p>
<p><strong>·         If they stop me for a broken tail light or something similar do I have the right to verify that the equipment is not working?</strong></p>
<p>Your best course of action is to go to a reputable mechanic immediately and have the problem reviewed and a statement issued in writing by the mechanic that the equipment is working properly.  The mechanic would have to appear personally at court for his testimony to be allowed.</p>
<p><strong>·         When stopped by law enforcement should I ask if they are recording the stop on video and/or audio?  If so what are my rights and ability to use the video/recording if I want to dispute a stop?</strong></p>
<p>Most police cruisers are now equipped with recording equipment.  The recording equipment is supposed to turn on with the blue lights.  You can certainly ask if the stop is being recorded but this is only likely to escalate the situation.  You can request a copy of the video and/or audio recording by filing the appropriate requests with the Court and the Law Enforcement agency that made the stop and use the recording at the trial of your case.</p>
<p><strong>·         If I receive a traffic ticket under what circumstances is it appropriate to challenge the fine in court?   What should I do to prepare for court?</strong></p>
<p>Fighting a ticket is a matter of weighing the cost/benefit depending on the amount of the fine and pints for the charge. If you appear at your court date you can request the minimum fine or reduction in your fine.  The judge can not reduce the points assessed against your license but can assess the lowest fine allowed by law.  To prepare for court you should have any documentation or witnesses you intend to use in your case available on the appointed court date.  Make sure to dress appropriately. While a coat and tie is not required, we usually recommend church attire.</p>
<p><strong>·         During a traffic stop can police ask for payment when issuing a ticket?  If so how should I protect myself to ensure the payment was documented?</strong></p>
<p>Certain agencies are allowed to require that you post a bond on the side of the road, such as the South Carolina Highway Patrol and the  South Carolina Department of Natural Resources.  In the event the police ask for payment you should make sure you get a receipt indicating the money paid was for the ticket issued.</p>
<p><strong>·         If I am stopped for a false reason such as a broken equipment that is really working, can police charge me with additional charges if the initial reason they stopped me was false?</strong></p>
<p>The police can charge you with anything they find illegal after making a lawful traffic stop.  Assuming you could prove the underlying charge was illegal and you were wrongfully stopped, then you can beat the other charges as well.</p>
<p><strong>·         If I have been stopped before does that give police reason to stop me again?</strong></p>
<p>If you are doing something illegal, then yes.  If the same officer pulled you over yesterday for not having a driver&#8217;s license or driving under suspension, for example, and sees you driving today, he can pull you over again.</p>
<p><strong>·         What is probable cause?</strong></p>
<p>Sufficient reason based upon known facts to believe a crime has been committed.</p>
<br />  <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gocomments/fuenteslaw.wordpress.com/66/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/comments/fuenteslaw.wordpress.com/66/" /></a> <img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fuenteslaw.wordpress.com&#038;blog=19310068&#038;post=66&#038;subd=fuenteslaw&#038;ref=&#038;feed=1" width="1" height="1" />]]></content:encoded>
			<wfw:commentRss>http://fuenteslaw.wordpress.com/2011/09/22/traffic-stop-faq/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/4ce1492c3a0833373fd55b940b794a2b?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">fuenteslaw</media:title>
		</media:content>
	</item>
		<item>
		<title>Federal Government to Review 300,000 Deportation Cases</title>
		<link>http://fuenteslaw.wordpress.com/2011/08/19/federal-government-to-review-300000-deportation-cases/</link>
		<comments>http://fuenteslaw.wordpress.com/2011/08/19/federal-government-to-review-300000-deportation-cases/#comments</comments>
		<pubDate>Fri, 19 Aug 2011 19:38:36 +0000</pubDate>
		<dc:creator>Jose Fuentes - Jenkins &#38; Esquivel, P.A.</dc:creator>
				<category><![CDATA[Immigration]]></category>

		<guid isPermaLink="false">http://fuenteslaw.wordpress.com/?p=61</guid>
		<description><![CDATA[The new plan, which some are calling the Amnesty Plan, is meant to identify low priority offenders which do not fall within the goal of deporting those individuals who pose a threat to public safety. Section 287(g) of the INA &#8230; <a href="http://fuenteslaw.wordpress.com/2011/08/19/federal-government-to-review-300000-deportation-cases/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fuenteslaw.wordpress.com&#038;blog=19310068&#038;post=61&#038;subd=fuenteslaw&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
				<content:encoded><![CDATA[<p>The new plan, which some are calling the Amnesty Plan, is meant to identify low priority offenders which do not fall within the goal of deporting those individuals who pose a threat to public safety. Section 287(g) of the INA allows the Department of Homeland Security to enter into agreements with local police, like the Beaufort County Sherriff’s Office, in order to assist in the deportation of violent criminals. Beaufort County has one of these agreements in place and we should see a shift in how the officers enforce immigration laws in the future.</p>
<p>The Department of Homeland Security announced the establishment of a joint committee with the Department of Justice that will review roughly 300,000 cases of illegal aliens in removal proceedings in order to determine which cases are low priority cases.</p>
<p>While we are still waiting to see the real world application of this strategy, we can presume that the initiation of deportation for an illegal alien who was arrested for a minor traffic violation should no longer be prosecuted in immigration court. Other cases that should be categorized as low priority include cases with minors, individuals who entered the country at a young age, the elderly, pregnant and nursing women, victims of serious crimes, veterans and members of the armed services and individuals with serious disabilities or health problems.</p>
<p>Furthermore, guidance will be issued to ICE officers to ensure that they appropriately exercise discretion when determining whether a low priority case should be followed in immigration court. This new strategy is meant to free up resources in order to prosecute and deport those individuals who are a public threat and are in the country illegally. Anyone with a felony conviction or record of violent crimes will be considered a high priority case.</p>
<p>This effort will lead to a better apportionment of<a href="http://www.onlinecriminaljusticedegree.com/" target="_blank"> criminal justice resources</a>. Money that was being spent deporting aliens who are not a safety threat will be used to ensure the deportation of violent felons. While this is not the answer to the Country’s immigration troubles, it should alleviate the Immigration Court’s dockets and increase the effectiveness of 287(g).</p>
<p>If you have a question regarding how this may affect you or a family member’s deportation proceeding, please call Jenkins &amp; Esquivel, PA at 843-815-3500</p>
<p>Disclaimer: This article was written for informational purposes only. It is not a substitute for, nor does it constitute, legal advice. Only an attorney who knows the specific details of your particular situation can provide legal advice. The goal here is to give you a basic roadmap to the legal issues you may confront and should be aware of.</p>
<br />  <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gocomments/fuenteslaw.wordpress.com/61/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/comments/fuenteslaw.wordpress.com/61/" /></a> <img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fuenteslaw.wordpress.com&#038;blog=19310068&#038;post=61&#038;subd=fuenteslaw&#038;ref=&#038;feed=1" width="1" height="1" />]]></content:encoded>
			<wfw:commentRss>http://fuenteslaw.wordpress.com/2011/08/19/federal-government-to-review-300000-deportation-cases/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/4ce1492c3a0833373fd55b940b794a2b?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">fuenteslaw</media:title>
		</media:content>
	</item>
		<item>
		<title>Landlord/Tenant and Owner/Association Relationships</title>
		<link>http://fuenteslaw.wordpress.com/2011/04/18/landlordtenant-and-ownerassociation-relationships/</link>
		<comments>http://fuenteslaw.wordpress.com/2011/04/18/landlordtenant-and-ownerassociation-relationships/#comments</comments>
		<pubDate>Mon, 18 Apr 2011 20:29:33 +0000</pubDate>
		<dc:creator>Jose Fuentes - Jenkins &#38; Esquivel, P.A.</dc:creator>
				<category><![CDATA[Property]]></category>

		<guid isPermaLink="false">http://fuenteslaw.wordpress.com/?p=57</guid>
		<description><![CDATA[In this article I will outline both landlord/tenant and homeowner/association relationship. Lack of knowledge about the relationship can lead to problems. In order to avoid this you must read and understand the rental agreement, covenants, by-laws, and/or state laws governing &#8230; <a href="http://fuenteslaw.wordpress.com/2011/04/18/landlordtenant-and-ownerassociation-relationships/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fuenteslaw.wordpress.com&#038;blog=19310068&#038;post=57&#038;subd=fuenteslaw&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
				<content:encoded><![CDATA[<p>In this article I will outline both landlord/tenant and homeowner/association relationship. Lack of knowledge about the relationship can lead to problems. In order to avoid this you must read and understand the rental agreement, covenants, by-laws, and/or state laws governing the relationship. Make sure any additional terms discussed make their way into the written agreement before signing it, and always keep a copy for your records. If you are unsure about any terms governing the relationship, it is best to seek the advice of a licensed attorney in order to understand the restrictions and rights that you will have upon entering into said relationship.</p>
<p>The relationship between landlords and tenants is one of mutual responsibility. This relationship is controlled by the Residential Landlord-Tenant Act that serves as a blueprint, along with the agreement executed by the parties. The landlord can be the owner of the property or a property manager hired by the owner, either way, the terms of the agreement and the state laws apply to anyone enforcing the terms of a landlord tenant relationship.</p>
<p>Landlords may add terms to leases and rental agreements that are not included in the Residential Landlord and Tenant Act provided they are not forbidden by law. There are no limits on the amount of a security deposits, but deposit must be returned to the tenant within 30 days of the termination of tenancy (make sure to leave a forwarding address). Landlords have the right to enter the home of a tenant only if the landlord gives the tenant 24 hours notice, there is an emergency, the tenant has abandoned the property, or the landlord is making needed repairs and informed the tenant of these before entering her apartment. The landlord must keep the property in compliance with all building codes affecting health and safety. The landlord must also make any repairs necessary to keep the property habitable. Furthermore, all common areas must be kept reasonably safe and clean.</p>
<p>Tenants are responsible for keeping their units clean. They must not cause any damage to the unit, other than normal wear and tear. They must abide by the laws, meaning not use the property for illegal purposes or be disruptive to the neighbors.</p>
<p>If the rental agreement does not explicitly address the terms of tenancy, the rental agreement runs month to month. Otherwise, the rental agreements can state whatever terms and conditions the landlord and tenant agree to as long as they are not prohibited by law.</p>
<p>If you are having an issue with your landlord you should first review the terms of your rental agreement, to see if your issue is covered. A discussion, followed by a letter detailing your complaints, is a good way to start trying to negotiate and resolve your issues.</p>
<p>If you are a homeowner you typically belong to the homeowners&#8217; association (HOA) for that development. Membership is automatic with the purchase of a home in the development. As a homeowner and a member of an HOA, you have certain rights and responsibilities.<strong> </strong>An HOA is necessary to keep property values and the quality of life in your condo building or subdivision as high as possible.<strong> </strong>Most HOAs are organized like corporations and have a bylaws, board of directors (elected by the members), meetings, minutes, strict record-keeping and annual budgets. <strong></strong></p>
<p>Homeowners have the right to elect a board of directors to lead the HOA. Board members serve for the length of time indicated in the HOA&#8217;s bylaws and can usually be removed by the homeowners in certain circumstances.</p>
<p>A homeowner has the right to: use common property, such as a common clubhouse and recreational facilities; access any disciplinary process set up by the HOA; enforce any covenants or agreements that affect your property directly; challenge any rule changes made by the HOA.</p>
<p>As a homeowner, you have a responsibility to comply with the provisions of the declaration of covenants, conditions and restrictions (CC&amp;Rs), which is a document that you signed when you purchased the property. The CC&amp;Rs set out restrictions on what you can do with your property, such as what colors you can paint your house and how high your fence can be.</p>
<p>If you want to do something you&#8217;re not sure is acceptable under the CC&amp;Rs, or you want to stop your neighbor from doing something you&#8217;ll want to start by reading the CC&amp;Rs in detail.</p>
<p>If the association board is not following the rules, you should talk to an individual board member or property manager on the property and then follow the conversation up with a letter detailing the exact issue. Maybe the board members don&#8217;t know that they are doing something wrong.</p>
<p>To do something outside of the rules, you will probably have to ask the board for a &#8220;variance&#8221; and go through a formal hearing process. Getting other homeowners to support your position can be very helpful in doing this.</p>
<p>If all else fails, you&#8217;ve always got the option of trying to vote in new board members at the next HOA election. If you&#8217;ve exhausted all your other options, look for a lawyer who has experience dealing with homeowners&#8217; associations, and who encourages you to keep negotiating rather than jump right into court.</p>
<p>Disclaimer: This article was written for informational purposes only. It is not a substitute for, nor does it constitute, legal advice. Only an attorney who knows the specific details of your particular situation can provide legal advice. The goal here is to give you a basic roadmap to the legal issues you may confront and should be aware of.</p>
<br />  <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gocomments/fuenteslaw.wordpress.com/57/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/comments/fuenteslaw.wordpress.com/57/" /></a> <img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fuenteslaw.wordpress.com&#038;blog=19310068&#038;post=57&#038;subd=fuenteslaw&#038;ref=&#038;feed=1" width="1" height="1" />]]></content:encoded>
			<wfw:commentRss>http://fuenteslaw.wordpress.com/2011/04/18/landlordtenant-and-ownerassociation-relationships/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/4ce1492c3a0833373fd55b940b794a2b?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">fuenteslaw</media:title>
		</media:content>
	</item>
		<item>
		<title>Workers&#8217; Compensation Basics</title>
		<link>http://fuenteslaw.wordpress.com/2011/02/17/workers-compensation-basics/</link>
		<comments>http://fuenteslaw.wordpress.com/2011/02/17/workers-compensation-basics/#comments</comments>
		<pubDate>Thu, 17 Feb 2011 17:24:36 +0000</pubDate>
		<dc:creator>Jose Fuentes - Jenkins &#38; Esquivel, P.A.</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Workers' Compensation]]></category>

		<guid isPermaLink="false">http://fuenteslaw.wordpress.com/?p=52</guid>
		<description><![CDATA[Workers&#8217; Compensation is meant to be a simple process by which someone who is hurt while working can receive benefits. In South Carolina, a company with 4 or more full-time employees is required to have Workers&#8217; Compensation Insurance. The general &#8230; <a href="http://fuenteslaw.wordpress.com/2011/02/17/workers-compensation-basics/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fuenteslaw.wordpress.com&#038;blog=19310068&#038;post=52&#038;subd=fuenteslaw&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
				<content:encoded><![CDATA[<p>Workers&#8217; Compensation is meant to be a simple process by which someone who is hurt while working can receive benefits. In South Carolina, a company with 4 or more full-time employees is required to have Workers&#8217; Compensation Insurance. The general idea is that by streamlining the process, a company does not have to get tangled up in civil litigation. The employer thus saves the litigation costs and limits his exposure to a high civil judgment. The employee also benefits because there is no burden of proving fault. The catch is that Workers&#8217; Compensation becomes the sole remedy available to the employee. Regardless of who caused the accident, as long as it was at work while doing something work related. This process is strictly regulated by state law, so much so that I can tell you with just a few simple questions what the value of your thumb is, if you were to lose it at work.</p>
<p>For employers, it is important to note that your involvement is relatively minor. Upon being notified of an accident or injury, you should report it to your insurance carrier. You will have to give some information and your carrier will take care of the rest. Once the employee is released to full duty he will get his job back, or if he is released to work with limitations, you must give him work if available under those limitations.</p>
<p>For the employee, it is important to first notify your employer as soon as possible. While 90 days are allowed, it is much better to report the accident immediately. You are entitled to lost wages after a seven day waiting period  (2/3 of your average weekly check from your average wage for the last year), reasonable medical treatment (including surgery, prescriptions and mileage reimbursement for travel), and compensation for permanency after treatment has ended. They key to any workers&#8217; compensation claim is getting the medical treatment you need. The monetary compensation is never sufficient and the majority of your benefit can be in the way of medical treatment. It is important to follow the doctor&#8217;s orders and insure that all ordered treatment is being provided. Unlike a civil personal injury case, an injured worker does not have to pay for his own medical treatment and later get reimbursed.</p>
<p>Given that this is all fairly simple, you may ask yourself why you need a lawyer. The truth is there are times when I turn cases down because the claimant is better off without me. However, any chance an insurance company has to dispute benefits, they will deny said benefit. This can be a dispute over whether you were and employee or a subcontractor, whether you were actually doing something work related, how much permanent injury/damage is involved and the amount of compensation which is fair, or whether you actually need that MRI. Furthermore, there are times where the at fault party is not the employer or the employee, but instead it is a third-party who can then be sued in civil court to recover damages.</p>
<p>Disclaimer: This article was written for informational purposes only. It is not a substitute for, nor does it constitute, legal advice. Only an attorney who knows the specific details of your particular situation can provide legal advice. The goal here is to give you a basic roadmap to the legal issues you may confront and should be aware of.</p>
<br />  <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gocomments/fuenteslaw.wordpress.com/52/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/comments/fuenteslaw.wordpress.com/52/" /></a> <img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fuenteslaw.wordpress.com&#038;blog=19310068&#038;post=52&#038;subd=fuenteslaw&#038;ref=&#038;feed=1" width="1" height="1" />]]></content:encoded>
			<wfw:commentRss>http://fuenteslaw.wordpress.com/2011/02/17/workers-compensation-basics/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/4ce1492c3a0833373fd55b940b794a2b?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">fuenteslaw</media:title>
		</media:content>
	</item>
		<item>
		<title>DUI</title>
		<link>http://fuenteslaw.wordpress.com/2011/02/04/dui/</link>
		<comments>http://fuenteslaw.wordpress.com/2011/02/04/dui/#comments</comments>
		<pubDate>Fri, 04 Feb 2011 14:42:46 +0000</pubDate>
		<dc:creator>Jose Fuentes - Jenkins &#38; Esquivel, P.A.</dc:creator>
				<category><![CDATA[Criminal]]></category>
		<category><![CDATA[Traffic]]></category>

		<guid isPermaLink="false">http://fuenteslaw.wordpress.com/?p=42</guid>
		<description><![CDATA[I get a lot of questions from people who want to know what to do if they get pulled over and they have been drinking. The answer is always the same: &#8220;Don&#8217;t Drink and Drive.&#8221; It is really that simple. &#8230; <a href="http://fuenteslaw.wordpress.com/2011/02/04/dui/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fuenteslaw.wordpress.com&#038;blog=19310068&#038;post=42&#038;subd=fuenteslaw&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
				<content:encoded><![CDATA[<p>I get a lot of questions from people who want to know what to do if they get pulled over and they have been drinking. The answer is always the same: &#8220;Don&#8217;t Drink and Drive.&#8221; It is really that simple. It is just not worth it. Aside from endangering your life, your passenger&#8217;s lives and many other possible innocent bystanders who may become victims of a drunk driving accident, there is a lot at risk if you get stopped. You will be arrested and you will spend the night in jail. The DMV will suspend your license, you will pay a reinstatement fee and you will need to purchase SR22 insurance. On top of that you will end up dealing with the criminal penalties for DUI, which are as follows for South Carolina:</p>
<address><strong><em>First Offense</em></strong></address>
<address><em>A first time offender faces statutory fines and costs between $997 and $2200 and jail time of up to 30 days. While there is a minimum 48 hour jail time requirement, the court can impose community service or <a href="http://www.scdmvonline.com/DMVNew/forms/adsapbrochure1-04.pdf">ADSAP</a> in lieu of jail time.</em></address>
<address><strong><em>Second Offense</em></strong></address>
<address><em>A person charged with a 2nd DUI could face a statutory fine between $2,100 and $5,100 and may face jail time from 2 days to a year in jail.  The court can also require public service or ADSAP on top of any other fines or jail time imposed.</em></address>
<address><strong><em>Third Offense</em></strong></address>
<address><em>The fines for a 3rd DUI range from $3,800 to $6,300 and the jail time can be from 2 months to 3 years.</em></address>
<address><strong><em>Fourth and Subsequent Offense</em></strong></address>
<address><em>A Fourth or subsequent DUI charge carries 1 to 5 years in prison.</em></address>
<address><strong><em>A Felony DUI</em></strong></address>
<address><em>The maximum penalty if you were to kill someone while driving under the influence is a $25,000 fine <strong>and</strong> 25 years in prison.</em></address>
<address><em><br />
</em></address>
<p>That being said, drinking and driving is not illegal, what is illegal is driving while impaired. So, for arguments sake, lets assume you take your spouse out to dinner and you have a couple glasses of wine. On your drive home, you get pulled over and you are uncertain if you are below the 0.08 BAC level which could make you guilty of DUI.  Here is what I would do in the event that I was not confident I would pass a field sobriety test:</p>
<ul>
<li>Invoke your Constitutional right to remain silent. Don&#8217;t admit to having been drinking.</li>
<li>Refuse both the field sobriety and the breathalyzer tests. (Your license will be suspended, but it is better than blowing a .015 and then having you license suspended. Refusal or blowing over .015 is an automatic suspension)</li>
<li>Request the administrative hearing within 30 days of getting you ticket. There is $150 fee, but you can get a restricted license or get your regular license reinstated, pending the outcome of your Hearing.</li>
</ul>
<p>At this point the officer will probably arrest you. However, he has the burden of proving that your faculties were appreciably and materially impaired. How does he prove this? Well, the officer&#8217;s patrol car has a video camera, which will automatically come on when the officer turns on his blue lights. Thus, there has to be a video of you being pulled over, being asked to get out of the car, being arrested and waiting for the breathalyzer machine or refusing to take the test. With this video the officer can show that you were impaired, or you can show that you were not impaired.</p>
<p>Field sobriety tests are generally unreliable and are a whole different blog post, but I will say this, for those of you who wonder what those green strips of tape are doing on the side of the road, especially on the Bluffton Parkway or the Cross Island, those are from field sobriety tests.</p>
<p>What do you do if you get a DUI?</p>
<p>Definitely hire a lawyer. A DUI lawyer may be able to help you avoid a conviction and prevent suspension of your license, fines, and jail time.  However, there is no need to pay $10,000 for a DUI 1st offense. I handle some DUIs for as little as $3,000 and do a very good job.</p>
<p>Disclaimer: This article was written for informational purposes only. It is not a substitute for, nor does it constitute, legal advice. Only an attorney who knows the specific details of your particular situation can provide legal advice. The goal here is to give you a basic roadmap to the legal issues you may confront and should be aware of.</p>
<br />  <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gocomments/fuenteslaw.wordpress.com/42/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/comments/fuenteslaw.wordpress.com/42/" /></a> <img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fuenteslaw.wordpress.com&#038;blog=19310068&#038;post=42&#038;subd=fuenteslaw&#038;ref=&#038;feed=1" width="1" height="1" />]]></content:encoded>
			<wfw:commentRss>http://fuenteslaw.wordpress.com/2011/02/04/dui/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/4ce1492c3a0833373fd55b940b794a2b?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">fuenteslaw</media:title>
		</media:content>
	</item>
		<item>
		<title>Car Insurance Part II</title>
		<link>http://fuenteslaw.wordpress.com/2011/01/26/car-insurance-part-ii/</link>
		<comments>http://fuenteslaw.wordpress.com/2011/01/26/car-insurance-part-ii/#comments</comments>
		<pubDate>Wed, 26 Jan 2011 21:43:31 +0000</pubDate>
		<dc:creator>Jose Fuentes - Jenkins &#38; Esquivel, P.A.</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Personal Injury]]></category>

		<guid isPermaLink="false">http://fuenteslaw.wordpress.com/?p=38</guid>
		<description><![CDATA[I wanted to discuss a few more details of car insurance which were brought up. The first is &#8220;gap Insurance&#8221;. This is an optional coverage which will cover the gap between the amount owed on the vehicle and the fair market value &#8230; <a href="http://fuenteslaw.wordpress.com/2011/01/26/car-insurance-part-ii/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fuenteslaw.wordpress.com&#038;blog=19310068&#038;post=38&#038;subd=fuenteslaw&#038;ref=&#038;feed=1" width="1" height="1" />]]></description>
				<content:encoded><![CDATA[<p>I wanted to discuss a few more details of car insurance which were brought up.</p>
<p>The first is &#8220;gap Insurance&#8221;. This is an optional coverage which will cover the gap between the amount owed on the vehicle and the fair market value in the event that your vehicle is deemed to be a total loss, you will not receive the amount you paid or the amount owed. Instead, you will be paid fair market value, which can be substantially lower if it is a relatively new car. Therefore, if you owe more than the blue book value of your car, it is always a good idea to include gap coverage as part of your vehicle&#8217;s insurance policy.</p>
<p>Another issue which was brought up was how your vehicle&#8217;s coverage extends to rental cars. This can be a bit more difficult, as you really need to see what the language of your policy says. Generally speaking, your liability coverage will cover you in the event that you injure someone while driving a rental car. Comprehensive and collision coverage are not as common, but many credit card companies offer this coverage when using the credit card to rent a vehicle. Either way, it is illegal to drive a rental car without the minimum coverage, so if you do not have a policy or your policy does not cover rental cars, you will need to purchase insurance from the rental company. You should not assume you have coverage when renting a car, but you should read your policy and check for coverage of &#8220;non owned vehicles&#8221;.</p>
<p>Lastly, I wanted to discuss the term &#8220;Full Coverage&#8221;. This is an arbitrary term which gives people a hard time. It usually means that the policy has liability, collision and comprehensive. However, it has no guarantee regarding the amount of coverage. It seems that the term is thrown around often and gives people a false sense of security. When researching car insurance, I would not give any value to this term. Instead, make sure you have Liability Coverage, Comprehensive (covers loss if your car is vandalized or stolen) and Collision (covers damage to your car if in a collision that is your fault), Uninsured, Underinsured, Gap Coverage (if needed), rental car in the event your car is damaged and some Personal Injury Protection (helps immediately with your medical bills if you are hurt in an accident).</p>
<p>Disclaimer: This article was written for informational purposes only. It is not a substitute for, nor does it constitute, legal advice. Only an attorney who knows the specific details of your particular situation can provide legal advice. The goal here is to give you a basic roadmap to the legal issues you may confront and should be aware of.</p>
<br />  <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gocomments/fuenteslaw.wordpress.com/38/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/comments/fuenteslaw.wordpress.com/38/" /></a> <img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fuenteslaw.wordpress.com&#038;blog=19310068&#038;post=38&#038;subd=fuenteslaw&#038;ref=&#038;feed=1" width="1" height="1" />]]></content:encoded>
			<wfw:commentRss>http://fuenteslaw.wordpress.com/2011/01/26/car-insurance-part-ii/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/4ce1492c3a0833373fd55b940b794a2b?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">fuenteslaw</media:title>
		</media:content>
	</item>
	</channel>
</rss>
